Losing your driver's license mere weeks after your renewal. (My last license lasted a good 5 years) - Bad
Having to spend my lunch break sitting at the DMV, surrounded by the weirdest looking bunch of people ever. (Doesn't normal people need to go to the DMV anymore?) - Worse
Coming home to a letter from the Coliseum letting you know that they have a "property" of yours. - Priceless!